Screen People and Organisations for Adverse Media & Sanctions

This skill screens a person or organisation for adverse media coverage, PEP (Politically Exposed Person) status, and sanctions exposure, using the Stipple API. Every hit is corroboration-gated across sources before inclusion: the result is always framed as "review," never "guilty," and "nothing found" is never presented as a clean record.

Use it for AML/CTF onboarding, where Tranche 2 reforms make this mandatory for more Australian businesses, vendor or supplier due diligence before signing, investor or LP vetting, or ongoing counterparty monitoring where the screen is re-run periodically and warrant IDs are compared over time. This is not a legal AML/CTF determination on its own - a qualified human reviewer must resolve identity ambiguity, document the reasoning, and provide an appropriate correction or appeal path before rejecting or restricting a person or organization, and no allegation should be published as fact.

Input is a person's or organization's name, screened via an MCP tool call, or a document such as an ID or company extract submitted over REST:

curl -X POST https://www.stipple.sh/v1/adverse-media \
  -F "file=@company-extract.pdf" \
  -H "Authorization: Bearer $STIPPLE_API_KEY"

Output is an overall rating such as review or clear, a hits list of adverse media articles with date, title, source, URL, and summary, a pep list that is empty when nothing is found, and a sanctions list that is likewise empty when clear. Framing is fixed rather than left to interpretation: hits found reads as "review recommended - see articles below," never "guilty"; nothing found reads as "no corroborated adverse media found - this is NOT a clean record, coverage is bounded by the source list"; a PEP signal reads as "enhanced due diligence may apply." A real report might list a 2025 court action over unpaid supplier debts alongside an earlier regulator disqualification, each with its own source and link, next to zero PEP and zero sanctions signals - and the report still leads with the reminder that this is the start of human review, not the end of it.

The Stipple API performs the screen at 3 credits per run against a free weekly allowance, with a free key available for metering beyond that. For a full AML workflow, it pairs with the check-identity-pack skill for identity and verify-document for document genuineness.

Compliance, onboarding, and investment teams running AML/CTF or supplier due-diligence screens who need corroborated results with explicit "review, not guilty" framing rather than a binary pass or fail.