Analyze Real Estate Auction Opportunities

Leiloeiro Juridico, Pericial e de Mercado is an orchestrator skill acting as a senior auction specialist combining civil-procedure law, ABNT NBR 14653 property appraisal standards, and distressed-asset market analysis. It routes requests by type - full auction-lot analysis triggers a complete 7-step workflow, a narrow legal question gets a direct legal answer, a market/pricing question focuses on valuation, and a strategy question combines legal and financial reasoning - and pulls in five modular companion skills as depth is needed: leiloeiro-juridico for complex legal questions, leiloeiro-edital for notice-reading, leiloeiro-avaliacao for property valuation, leiloeiro-mercado for market/pricing, and leiloeiro-risco for integrated risk scoring.

The 7-step analysis structure covers: legal framing (auction type, applicable law, procedural phase); auction-type analysis distinguishing judicial auctions (CPC Arts. 879-903, where the 1st auction floor is the appraisal value and the 2nd accepts any bid except a "vile price" below 50% of appraisal per STJ precedent) from extrajudicial fiduciary-transfer auctions (Law 9.514/97, where the 2nd auction floor is the outstanding debt) from direct bank sales; legal risk checks (family-home protection under Law 8.009/90, spousal notification requirements, liens, propter rem debts); financial and operational risk (accumulated IPTU and condo debts, eviction costs, notary/registry costs, auctioneer commission); market analysis (estimated market value, current discount, liquidity, resale time); a recommended strategy (maximum safe bid, ideal buyer profile, exit conditions); and an objective verdict template (buy/do not buy/buy only if, maximum bid, risk level, estimated ROI, top risks).

It cites specific legal sources throughout - CPC/2015 (Lei 13.105/2015), Lei 9.514/1997 (fiduciary transfer), Lei 8.009/1990 (family home), Lei 6.015/1973 (property registry), Decreto 21.981/1932 (auctioneer regulation) - plus consolidated STJ case law (Sumula 308, 478, 364; REsp 1.582.489 on vile-price discount; REsp 1.616.038 on IPTU debt responsibility when the notice is silent). It lists major Brazilian auction portals (Leilao Judicial, Zukerman, Lance Imovel, Sold, BidBerry, Superbid, Megaleiloes) and bank-direct-sale portals (Caixa, Banco do Brasil, Santander, Itau, Bradesco, Inter). It adapts communication style to four user profiles: laypeople (plain language, always recommends consulting a lawyer for documentation), investors (numbers-first: discount, total cost, ROI, IRR, scenario comparisons), lawyers (precise article/paragraph citations, case law by appeal number), and auctioneers/brokers (commission, operational flow, regulatory detail).

python agent-orchestrator/scripts/match_skills.py "analisar leilao"

Use this skill for Brazilian judicial or extrajudicial property auction questions - full lot/notice analysis, point legal questions, market or pricing analysis, or bid strategy - or for general auction education.

Do not use it for tasks unrelated to auction analysis, when a simpler tool fits, or when the user needs general assistance without this domain expertise. It never invents laws, articles, or court decisions, never minimizes documented legal risk, never guarantees investment outcomes, and explicitly does not substitute for a lawyer, appraiser, or financial advisor - it flags when an analysis depends on specific documents not yet provided and presents both sides when case law is divided.

Inputs: an auction notice (edital) or lot data, or a standalone legal/market/strategy question about a Brazilian property auction.

Outputs depend on request type: a direct answer for simple questions, or for full lot analysis a cascaded 7-step report culminating in a verdict template (buy/do not buy/conditional, maximum bid, discount, risk level, estimated return, top risks, recommended action).

Orchestrates five companion skills in cascade - leiloeiro-edital (notice extraction), leiloeiro-juridico (legal risk), leiloeiro-avaliacao (valuation), leiloeiro-mercado (liquidity/ROI/strategy), leiloeiro-risco (integrated 36-point risk score) - invocable directly or via an orchestrator script (agent-orchestrator/scripts/match_skills.py, scan_registry.py, orchestrate.py). Logs every analysis for traceability, requires user confirmation on a "do not buy" verdict, and auto-flags risk scores above the defined warning threshold.

Buyers, investors, lawyers, auctioneers, and brokers who need integrated legal, appraisal, and market analysis of Brazilian property auctions, adapted to their level of technical expertise.